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Beginning in 2023, the IRA contribution restrict is elevated to $6,500 ($7,500 for individuals age 50 or older) from $6,000 ($7,000 for individuals age 50 or older). You might be age forty and earn $30,000 in 2023. Though you may contribute as much as $6,500 for 2023, you contribute solely $3,000. ...
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