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24 1917, authorized the Secretary of the Treasury "to borrow from time to time on the credit of the United States for the aim of this Act and to fulfill public expenditures authorized by legislation, such sums as in his judgment could also be obligatory and to subject therefor at such worth or prices and upon such phrases and conditions as he may determine War Savings Certificates of the United States on which curiosity to maturity may be discounted prematurely at such fee or rates and computed in such manner as he might prescribe." The Act further supplied that "each War Savings Certificate so issued shall be payable at such time, not exceeding five years from the date of its concern, and could also be redeemable earlier than maturity, upon such terms and conditions as the Secretary of the Treasury might prescribe.